Problem: Redbank has just acquired a credit card business. The bank's risk management and compliance programme require that new employees are trained within 31 days of their hire date and refresher training is delivered to all employees who are involved in the business of the accountable institution that falls within the parameters of the Financial intelligence central Act, 2001 and/who interact with clients, are required to have intensive training on the provisions of FICA
1. Discuss whether new employees of Redbank are allowed to deal with clients if they have not received training in terms of fica