What is the present value of these savings how much money, Financial Management

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What is the present value of these savings how much money

Your friend just got a five year car loan for 40,000 with 6% interest rate. you explained to her that 6% is too high and she could have saved a lot of money is she negotiated with the bank and got 3% instead. how much money would she have saved every month? what is the present value of these savings? how much money would she have saved every month? what is the present value of these savings?

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