What is the lenders yield what is the effective borrowing, Financial Management

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What is the lenders yield what is the effective borrowing

I want to buy a house using a 20 year mortgage. The intial loan balance is 250,000. The lender offers a loan at 2.5 discount points and there are $4,000 of 3rd party expenses.

What would the monthly mortgage payment be if we are using at rate of 4%?

What is the lenders Yield?

What is the effective borrowing cost?

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Financial Management: What is the lenders yield what is the effective borrowing

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