There are various safety rules, regulations or policies in our homes, society or at our work that individuals or employees are supposed to follow/obey such as speeding rules, stop signs, school zone speed limits, etc. What has been your experience in terms of costs of non-compliance to these rules or policies? How has these impacted/affected you, your organization, or society? How does your appetite for risk (risk taker or risk averse) impact your decision to these risk situations?