The Stillman School of Business is thinking about starting a Continuing Education Program in which students can earn a Certificate in Financial Planning. They expect that the upfront costs of the expansion will be $100,000. After that they expect that the program will generate the following free cash flows starting at t = 1, the following free cash flows from the expansion starting in t = 1 to be $3000, $3000, and $6000. After that cash flows are expected to grow at a rate of 3% forever. The cost of capital for this project is 5%. What is the total current value (NPV) of this investment?