On a sheet of paper elle writes without her signature i


On a sheet of paper, Elle writes, without her signature, "I acknowledge that I owe Frank $600, payable out of the proceeds of the sale of my car, a 1995 Honda Civic, which I promise to advertise "For Sale" next week. Payment is to be made on or before six months from today." What type of instrument is this? Is it negotiable? If not, why not?

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