Meghan has accepted a job offer from a large bank as the new CEO. Her base salary will be $200,000 one year from today and it expected to increase by 5% each year. She is also promised a one-time check of $150,000 today for joining the bank. If she were to deposit all her bonus today into an account plus 10% of her paycheck every year starting next year, how much money will she have in her account in 38 years (when she retires). Note she makes payment today (Year 0) and then from Year 1 through 38. Assume the interest rate is 10%. (show using a financial calculator, step by step)