How deployment of self-driving car affect insurance industry


Problem 1: When self-driving cars are involved in accidents, where does liability reside? Is it the driver's fault? Is the car manufacturer or software manufacturer libel? How might the deployment of self-driving cars affect the insurance industry?

Problem 2: Some industry experts believe that the future of autonomous cars depends on the standardization of artificial intelligence algorithms across all vehicles. Such standardization would allow vehicles from different automobile manufacturers to share driving experience data and artificial intelligence algorithm updates. So, an adjustment like the one that Google made so its software would "more deeply understand that buses and other large vehicles are less likely to yield" could be shared with other automakers. What are the pros and cons of implementing a standard artificial intelligence algorithm across all manufacturers? Do you think the vehicle manufacturers would accept this mandate? Why or why not?

Problem 3: Automated driving systems range from complete driver control (level 0) to full autonomy (level 5). Should the degree of care exercised in developing vehicle software increase as the level of autonomy increases, or should all vehicle software be treated with the same level of care? Explain your answer.

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