Problem: While CBT is widely effective, it also has limitations such as requiring significant time commitment and sometimes not being accessible to everyone due to location or insurance issues (The Open University, 2025). --- References: Explain and use in text references with page numbers including.. - The Open University (2025). - Moller, N. and Di Malta, G. (2020). 'Chapter 5: Understanding sadness and worry'. In N. Moller, A. Vossler, D. W. Jones, and D. Kaposi (eds) Understanding Mental Health and Counselling. Milton Keynes. The Open University, pp. 133-155. Need Assignment Help?