1. Explain the concept of experience rating using examples from unemployment insurance. Would the same concept apply to workers’ compensation? Using the Internet, find out if experience rating plays a role in insurance coverage.
2. Some experts argue that consumer-directed health care is, amongst other things, a great communication tool for employee benefits. Defend this position.
3. As HR Director at Cringles Fixtures, your bonus this year is based on your ability to cut employee benefit costs. Your boss has said that it’s OK to shift some of the costs over to employees (right now they pay nothing for their benefits) but that he doesn’t want you to overdo it. In other words, at least one-half of your suggestions should not hurt the employee’s pocket book. What alternatives do you want to explore, and why?