Ethical dilemma of a specific market player


I want assistance with answering the following:

Identify one ethical dilemma of a specific market player (mortgage companies - in general as a major market player, with examples).

- How did this dilemma start? What contributed to this?

- What role did incentives, regulation and other relevant factors play in the emergence of the housing crisis for this particular player?

- What steps need to be undertaken to prevent a repeat of the outcome?

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