The Sonjan company currently purchases health insurance for all of its 1,000 employees. The company is considering adopting a flexible plan whereby employees can either have $2,000 in cash or purchase an insurance policy (which currently costs $1,000). Do you see any potential problems with the new plan? Explain. substantially altered the environments of some of these companies. For the first time, they are being exposed to intense competition from other companies. Discuss how this change in the environment is likely to affect the optimal organizational architecture of utility companies.