Assignment Task: You are working as a home health care nurse in your home state. You are assigned to care for a 19 year old quadriplegic that was recently injured in a devastating motorcycle accident. He is currently on his parents' insurance, but his mother is very concerned that they will reach their one million dollar "umbrella" limit and will not have insurance coverage. She asks you to explain the difference between Medicare and Medicaid.
a. In two paragraphs please explain the difference between Medicare and Medicaid in regards to financing, and coverage to this 45 year old 9th grade high school dropout and her 19 year old high school graduate son. Please use the exact conversational language you would use with this family.