Discuss the basic concept of insurance how does this


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Fifth edition Employee Benefits A Primer for Human Resource Professionals

Joseph J. Martocchio

Chapter Five Employer-Sponsored Health Insurance Programs

Each Answer should be 100-150 words.

1. Discuss the basic concept of insurance. How does this concept apply to health care?

2. Compare the main objectives of federal and state regulation of employer-sponsored health insurance practices.

3. What is the most influential event in the history of employer-sponsored health care benefits? Explain why.

4. Describe the principles of fee-for-service plans and managed care plans. What are the similarities and differences?

5. Discuss some of the choices that an employer may make to help control health care costs.

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