Describe two impacts of the aca on health insurance


Problem

i. Discuss a few similarities and differences with respect to self-funded (or self-insured) plans in which the employer assumes the risk for actual costs vs. fully funded (or fully insured) plans purchased through say Blue Cross Blue Shield or Aetna.

ii. Describe two advantages of employer-based group health plans (GHPs), which may be self or fully insured.

iii. Describe two impacts of the ACA on health insurance.

iv. Discuss three (main components of the recommended plan and why you chose it. Ex: With an HMO - typically need to choose a PCP, network restrictions for coverage, etc.

v. Briefly explain how this plan can address both employee and employer concerns.

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