Assignment: Underwriting, Risk Selection, And Risk Adjustment
Create a Health Risk Assessment (HRA) form for a private insurer in Saudi Arabia to assess individuals' health and lifestyle to determine risk and premium cost. The HRA should include a list of questions in a survey format. The survey should include questions to determine:
• Pre-existing conditions,
• Lifestyle patterns that could lead to illness,
• History of physician visitation,
• Any other issues that would impact risk assessment and healthcare costs of individuals, and
• Include a paragraph describing the reasoning behind the selection of the criteria for all drafted questions.
The survey should consist of 8-10 questions.
• The paper should be at least 2 pages in length, not including the cover sheet, reference page, and questionnaire pages.
Format your assignment according to the following formatting requirements:
1. The answer should be typed, double spaced, using Times New Roman font (size 12), with one-inch margins on all sides.
2. The response also include a cover page containing the title of the assignment, the student's name, the course title, and the date. The cover page is not included in the required page length.
3. Also Include a reference page. The Citations and references should follow APA format. The reference page is not included in the required page length.