An uninsured motorist drove though a red light and hit the passenger side of David's car. David, the driver, suffered a concussion, and the passenger, Jayne, broke her right arm and leg. David's car sustained extensive damages that would cost $2,000 to repair. If David has uninsured-motorist insurance, the coverage will:
protect David, but not Jayne.
protect David and Jayne and reimburse David for the $2,000 in damages to his car.
protect David and Jayne but not cover any of the damages to David's car.
cover any injuries sustained by the uninsured motorist, to prevent the motorist from suing David.