Question: Allen took out a loan from Landmark in his own name but used the proceeds to buy a frozen yogurt machine for use in his business. Landmark failed to disclose the information required by the Truth in Lending Act, claiming this was a commercial transaction. Allen claimed the loan was covered by the law because the loan was taken out in his name. Who is correct? (Allen v. Landmark Finance Corporation of Georgia, USDC, ND of Ga 1979 CCH Consumer Credit Guide, Sec 1007.02)