With this, the principal would have to reimburse the agent for any legal expenses incurred when defending himself in a lawsuit; the agent also has to do this for the principal, if (because of his actions) the principal incurs legal costs
Can be adverse "impact" (unintentional) or adverse "treatment" (intentional) actions ... resulting in discrimination.
This kind of agent's authority is implied where a 3rd party reasonable believes that an "agent" has authority to act, (even though this party really has no authority).