According to a 2010 report prepared for the SBA Office of Advocacy, the United States ranked third in the world on the Global Entrepreneurship and Development Index (GEDI). View the report. Your textbook defines the external environment as the forces, institutions and people outside the boundary of the firm. The external environment is further divided into the general and task environment. Identify one or more sectors in the task environment which helps to create opportunities for entrepreneurs in the United States. Support your choice with a specific example. e.g. Governments and lenders are sectors in the task environment. In 1998, the State of NJ enacted the Technology Business Tax Transfer Program which enables approved Technology and Biotechnology Businesses with Net Operating Losses to sell their Unused Net Operating Loss Carryover (NOL) and Unused Research and Development Tax Credits (R&D Tax Credits) for at least 80% of the value of the tax benefits to a profitable corporate taxpayer in the State of New Jersey that is not an Affiliated Business. Eligibility requirements include that the company must have less than 225 employees. This program in effect has made the State of New Jersey a lender to early stage biotechnology companies, Plan Smart NJ.