What is the greatest family resource management issue


Answer the below in detail:

Q: Given our current economic times, what is the greatest family resource management issue facing American families today?  What evidence is there that this is a problem?  Does this problem affect all families in the same way? What activities are currently under way in this country to address this issue?  How effective are these activities?  How do you believe this issue will change in the next 5 years?
 
This is a research paper, not an opinion paper.  You must be able to justify every statement in the paper with published material.
 
You must Use at least three academic, peer-reviewed publications as references. Blogs, wikipedia and the like are not academic publications. Again, DO NOT INCLUDE YOUR OPINION. All of your statements should be supported by research. Your paper must be at least 3 full pages, and you must be using headings to address the questions required.

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