Following data pertains to Castle State Bank. Balance Sheet: Cash 101.472, Securities 606.522, Net loans 1224.939, Net premises 306.884; Deposits 1106.358, Non-deposit borrowings 786.209, Common stock $10.317, Surplus $127.24; Income Statement: Interest Income 405.352, Interest expense 208.866, Noninterest income 51.262, Noninterest expense 100.156, Provision for loan losses 57.173, Securities gains (losses if negative) -0.045, Taxes 41.066. What is Castle State Bank's ROE? Decimalize your answers, round to four decimals. E.g., if your answer is 14.445%, record it as 0.1445. Note: Undivided profits is the only item missing above; it is the item that would balance the balance sheet.