Following data pertains to Castle State Bank. Balance Sheet: Cash 97.093, Securities 607.111, Net loans 1174.951, Net premises 302.117; Deposits 1092.96, Non-deposit borrowings 800.045, Common stock $11.033, Surplus $128.068; Income Statement: Interest Income 396.562, Interest expense 209.309, Noninterest income 48.036, Noninterest expense 100.673, Provision for loan losses 57.297, Securities gains (losses if negative) -5.352, Taxes 42.771. What is Castle State Bank's ROA? Decimalize your answers, round to four decimals. E.g., if your answer is 14.445%, record it as 0.1445. Note: Undivided profits is the only item missing above; it is the item that would balance the balance sheet.