Your girlfriend just won the florida lottery what rate of, Financial Management

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Your girlfriend just won the florida lottery what rate of

Your girlfriend just won the Florida lottery. She has the choice of $15,000,000 today or a 20-year annuity of $1,050,000, with the first payment coming one year from today. What rate of return is built into the annuity? How would I find the answer using excel fucntions?

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