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Your girlfriend just won the florida lottery she has the

Question: Your girlfriend just won the Florida lottery. She has the choice of $15,000,000 today or a 20-year annuity of $1,050,000, with the first payment coming one year from today. What rate of return is built into the annuity? How would I find the answer using excel fucntions? The response must be typed, single spaced, must be in times new roman font (size 12) and must follow the APA format.

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