Your company offers three different retirement plans for you to choose from. Plan 1 starts the first day of work and puts $1,500 away in your retirement account at the end of every year for forty years. Plan 2 starts after ten years and puts away $2,500 every year for thirty years. Plan 3 starts after twenty years and puts away $4,500 every year for the last twenty years of employment. All three plans guarantee an annual growth rate of 8%. Which plan should you choose if you plan to retire in 40 years?