Your childs orthodontist offers you two alternative payment, Financial Management

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Your childs orthodontist offers you two alternative payment

Your child's orthodontist offers you two alternative payment plans. The first plan requires a dollar4.500.00 immediate up-front payment. The second plan requires you to make monthly payments of dollar152.48. payable at the end of each month for 3 years. What nominal and effective annual interest rate is built into the monthly payment plan?

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