Your brother wants to buy a new truck. He likes the new Toyota Tacoma with an asking price of $33,000. He will trade-in his Malibu for $4,000 and will finance any loan at 6.5% over a 5-year period. Your brother also doesn’t understand finance, and expects to pay $300 a month for his truck. Ignoring taxes, how big must his down payment be in order to obtain a $300/month truck payment?