You wish to buy a $11,000 dining room set. The furniture store offers you a three-year loan with a 13 percent APR. What are the monthly payments? (Do not round intermediate calculations. Round your answer to 2 decimal places. Omit the "$" sign in your response.) Monthly payments $ What are the monthly payments if you only paid interest over the length of the loan and your principal balance was repaid at the end of the 36 months? (Do not round intermediate calculations. Round your answer to 2 decimal places. Omit the "$" sign in your response.) Interest per month $