Question: You just turned 21 today. Starting today you plan to invest $500 every six months, first deposit today and last deposit on your 50th birthday. After that, you plan to leave the money in the same account until your turned 65. The interest rate is 3% compounded daily until your last deposit and then it is 4% compounded semi-annually after that. How much money will you have in your account on your 65th birthday?