You just joined an investment banking firm and are offered with two different salary arrangements: (1) You can have $75,000 per year for the next three years, or (2) you can have $65,000 per year for the next three years, along with a $11,000 signing bonus today. The bonus is paid immediately, and the salary is paid in equal amounts at the end of each month. If the interest rate is 9 percent with monthly compounding, how much more money would you receive (in terms of value today) if you accept option #1? (Round your final answer to nearest dollar)