A) Consider the following scenario: After graduating college your first job pays $60,000 for the first five years. Your salary is fixed for the first two years after which you find a new job with better payment terms, starting at an initial salary of $100,000 for the first year, which is expected to grow at a rate of 5% every year. Assuming you retire after 30 years at the second job. What is the present worth of all your future earnings? B) Based on 6 (ref (A)) assuming that you deposit 30% of your salary in a savings account, which pays at an APR of 4%. Estimate how much money you will have in the savings account by the date of retirement. Please write and show work with the use of formulas such as present worth, and future value.