Would you use the 4 rule would you use an endowment method


What income withdrawal method would you choose for a couple that just started retirement with a portfolio value of 1million and can cover most expense? They are 65 years old.

Would you use the 4% rule? Would you use an endowment method for a set % of the current portfolio value? Would you use a set % with a certain tilt?

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Financial Management: Would you use the 4 rule would you use an endowment method
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