With the type of health insurance cheryl has she is not


Sam does not have health insurance. As a result, he is

more likely to have his children immunized.

less likely to get regular checkups.

less likely to delay seeking attention for serious symptoms.

more likely to seek prenatal care.

Question 2

Ryan's insurance will not begin to pay for covered services until he has paid the first $500 of his annual health care bill. The $500 is called

an exclusion.

a copayment.

coinsurance.

a deductible.

Question 3

The Consolidated Omnibus Reconciliation Act (COBRA) allows

former employees to continue health insurance temporarily, at a group rate.

former employees to remain on group health insurance plans indefinitely.

current employees and distant relatives to choose the plan most appropriate to their needs.

current employees to choose from several insurance plans.

Question 4

Maria has a PPO plan. Which of the following is a disadvantage of this plan?

She is not allowed to see an out-of-network provider.

She must obtain all her medical services from one facility.

She must pay for preventive services.

She must pay a considerably higher cost to see a physician not on the preferred list.

Question 5

With the type of health insurance Cheryl has, she is not covered for any charges that exceed $200,000. This is referred to as

an exclusion.

a copayment

an upper or lifetime limit.

a deductible.

Question 6

Jon's insurance only covers 90 percent of his total medical bills. The 10 percent he must pay is an example of

coinsurance.

a copayment

a deductible.

an exclusion.

Question 7

Which of the following is true about generic drugs?

They contain the same active ingredients as brand name drugs.

They are generally more expensive.

They have been prescribed less in the past five years than previously.

All drugs are available in generic form.

Question 8

Carl's insurance requires him to pay a $15 fee every time he sees his healthcare provider. This is known as a

an exclusion.

a copayment.

coinsurance.

a deductible.

Question 9

Which of the following is a condition for which you should consult a physician?

Minor scrapes

A headache at the end of a tension-filled day

Seasonal allergies

Yellowing of the whites of the eyes

Question 10

Lee's doctor believes in traditional, scientifically based medicine. This type of medicine is called

allopathic.

naturopathic.

medipathic.

propathic.

Question 11

If you are raped, you should call 9-1-1 and immediately and

bathe or shower and clean up anything the attacker touched.

wash all clothing and save for evidence.

see a medical provider for examination and treatment as needed.

practice stress reduction techniques and quickly move forward with his or her life.

Question 12

Many elders fail to report abuse, neglect, or exploitation because

they are happy to have someone to take care of them.

they fear retribution or removal from their home.

they readily accept the loss of control.

they are afraid it will cost money to file the abuse report.

Question 13

Poverty, unemployment, stress, and oppression

increase the likelihood of violent acts.

are unrelated to the risk of violence.

decrease the likelihood of violent acts.

are factors that prevent violence.

Question 14

Which statement is true about reactive aggression?

It is more often part of an emotional reaction brought about by frustrating life experiences.

It is goal-directed, hostile self-assertion that is destructive in nature.

It less likely to flare up in times of acute stress.

It comes out of nowhere.

Question 15

Which one of the following is an example of primary aggression?

Being provoked by a fellow student

Getting upset when you lose to someone while playing a video game

Frustration associated with being given a calculus problem that is too hard to solve

Bullying someone on a playground

Question 16

Which of the following is the best example of the remorse/reconciliation phase of the cycle of violence?

Sharon can no longer predict the violent acts of her husband, Jeff.

Jeff threatens he will teach Sharon a lesson with violence if she doesn't do what he wants.

Minor battering occurs, while Sharon tries harder to please Jeff.

Jeff buys Sharon flowers after he hit her to say he was sorry and a "honeymoon" period begins.

Question 17

Which of the following behaviors is considered neglect of a child?

Physical harm

Failure to provide for a child's basic needs

Living in a small, rented dwelling

Sexual abuse

Question 18

Women are the only victims of intimate partner violence.

True

False

Question 19

Most elderly recognize and report elder abuse.

True

False

Question 20

Which of the following is not a symptom of a pubic lice infestation?

Itchiness in the area covered by pubic hair

Bluish-gray skin color in the pubic region

A white, cheesy discharge from the penis or vagina

Sores in the genital area

Question 21

Rob has a prominent chancre on his penis. Which stage of syphilis is this?

Primary syphilis

Secondary syphilis

Latent syphilis

Tertiary/late syphilis

Question 22

Why are some bacteria and microorganisms referred to as "superbugs"?

They have become resistant to the drugs used at one time to treat them.

They are faster than a speeding bullet.

They are larger than normal.

They are smaller than normal.

Question 23

Which of the following is caused by a fungus?

Avian flu

Jock itch

Listeriosis

Bovine spongiform encephalopathy

Question 24

Which of the following is a common viral infection?

Tuberculosis

Hepatitis

Peptic ulcers

Bacterial pneumonia

Question 25

Which of the following is a risk factor for infection that you can control?

Organism virulence

Aging

Heredity

Personal hygiene

Question 26

Disease-causing agents, called ________, are found throughout the world.

epidemics

pandemics

pathogens

Question 27

Congestive heart failure is a condition in which the heart

has decreased in size and strength.

is unable to maintain its pumping strength and adequate blood flow.

causes an excessive amount of fluid to be eliminated from the body

rarely responds to treatment.

Question 28

Common symptoms of a heart attack include all of the following except

shortness of breath.

breaking out in a cold sweat.

pain or discomfort in one or both arms.

extreme hunger.

Question 29

Ana is traveling overseas. Why is it advisable that she routinely moves and stretches her legs during her 10-hour flight?

So that she can elevate her heart rate

To prevent hyperlipidemia

To prevent blood from pooling in her legs

To prevent tingling in her feet

Question 30

A number of conditions including atherosclerosis can lead to ischemia, which is

a squeezing of heart tissue that leads to damage.

an inflammatory disease.

reduced oxygen supply to a body part or organ.

a buildup of deposits in the arteries.

Question 31

Which of the following best describes a way to prevent overuse injuries?

Set fitness goals high to increase the challenge.

Avoid any activity for at least a month when you are stiff and sore.

Vary your fitness activities throughout the week.

Work through stiffness and soreness.

Question 32

When training all major muscle groups in a single strength training workout, a person should

complete single-joint exercises before multiple-joint exercises.

complete large-muscle group exercises before small-muscle group exercises.

complete small-muscle group exercises before high-intensity exercises.

complete lower-intensity exercises before high-intensity exercises.

Question 33

Which of the following best describes the most common way to measure muscle strength?

Repeated lifting of weights until fatigued

Fast, heavy repetitions of free-weight barbells

One maximum lift of the most weight you can lift

Light, repetitive lifting of weights until fatigued

Question 34

The maximum heart rate for Carmelita is 180. How old is she?

20

30

40

50

Question 35

Werner may run marathons, but he is categorized as overweight because his body mass index (BMI) is

19.9 or less

20.0-24.9

25.0-29.9

Question 36

The permanent cessation of menstruation is called

menopause.

ovulation.

corpus luteum.

menarche.

Question 37

Assuming perfect use, which of the following hormonal contraceptive methods is most effective at preventing pregnancy?

NuvaRing (a vaginal contraceptive ring)

Implanon (a contraceptive implant)

Depo-Provera (a contraceptive injection)

Ortho Evra (a contraceptive patch)

Question 38

According to Sternberg's triangular theory of love, the three elements that form different types of love are

intimacy, compassion, and commitment.

intimacy, passion, and commitment.

compassion, exclusiveness, and commitment.

fascination, exclusiveness, and sexual desire.

Question 39

Lynn and Carrie share adjacent cubicles at work. They both started work on the same day and, after six months on the job, they have become romantic partners. Without knowing anything more about them or their relationship, which of the following most likely influenced their choice of partners?

Chemical processes

Proximity

Physical attraction

Similarities in values

Question 40

Michael never seems to be off his phone. He's either taking calls, making calls, sending or receiving text messages and e-mails, or looking up something on the web. Which of the following is a way for Michael to reduce technostress?

He needs to increase his use of technology.

He needs to devote less time to face-to-face interactions with his family and friends.

He needs to respond to every call, text, or e-mail immediately.

He needs to turn off his electronic devices when he is out with other people.

Question 41

Which of the following is not a negative health outcome that can be associated with chronic stress?

Hair loss

A strengthened immune system

Cardiovascular disease

Weight gain

Question 42

Richard is afraid of spiders. Which of the following anxiety disorders does he suffer from?

Generalized anxiety disorder (GAD)

Panic attacks

Post-traumatic stress disorder (PTSD)

Phobia

Question 43

All of the following actions are recommended to prevent suicide except

take all threats seriously, don't just brush them off.

use the "tough love" approach when empathy is ineffective.

ask directly, "Are you thinking about hurting or killing yourself?" Let them know you care.

listen carefully, and empathize and sympathize without acting shocked by what they say.

Question 44

If you think you have a psychological problem and need treatment, which of the following should you do first?

Keep it to yourself; whatever you do, discuss it with no one.

Schedule a thorough examination, including a physical checkup, a psychiatric history, and a mental status examination

Interview three different psychiatrists.

Try to "just get over it."

Question 45

By mandating that all passengers in your car must wear seatbelts, your state is demonstrating the ________ factor in the determinants of health.

individual behavior

social and physical environment

health services and health disparities

policymaking

Question 46

When setting realistic goals, which of the following would you ask yourself to gain insights into your behaviors?

What is wrong with me?

Why am I a failure?

What do I want?

What does everyone else do?

Question 47

All of the following are obstacles to change that you can expect to face when you are preparing to change a behavior except

self-defeating beliefs and attitudes.

setting realistic goals.

lack of support and guidance.

failing to accurately assess your current state of wellness.

Question 48

Hallie needs to improve her study habits if she wants to get her degree in physics. She has thought long and hard about what she might do and has even come up with a specific plan of action. Which stage of the transtheoretical model of behavior change is this?

Contemplation

Preparation

Action

Maintenance

Question 49

Jerome eats healthy foods, exercises, gets eight hours of sleep a night, and rarely gets ill. Jerome's ability to ward off illness is related to which dimension of health?

Social

Intellectual

Emotional

Physical

Question 50

How many times will most people attempt to change an unhealthy behavior before they succeed?

More than 10

5 to 6

3 to 5

1 to 2

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