Why does the existence of this insurance eliminate the need, Microeconomics

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Why does the existence of this insurance eliminate the need

Problem

The Federal Deposit Insurance Corporation (FDIC) insures individual bank accounts up to $100,000.00 per account. Does the existence of this insurance eliminate the need for reserve requirements? Does it essentially prevent "runs" on banks?

The response should include a reference list. Double-space, using Times New Roman 12 pnt font, one-inch margins, and APA style of writing and citations.

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Microeconomics: Why does the existence of this insurance eliminate the need

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Microeconomics: Why does the existence of this insurance eliminate the need

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