Why are interestearning checkable deposits included in ml, Macroeconomics

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Why are interestearning checkable deposits included in ml

Problem

What determines whether or not a financial asset is included in the Ml money supply? Why are interestearning checkable deposits included in Ml , while interest-earning savings accounts and Treasury bills are not?

The response should include a reference list. Double-space, using Times New Roman 12 pnt font, one-inch margins, and APA style of writing and citations.

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