Which option are high-income workers likely to choose -, Financial Management

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Which option are high-income workers likely to choose -

Senator Deal proposes to offer a choice to future retirees:

if you retire before age 70, the benefits are calculated on the last 35 years of your income;

if you retire at age 73, however, you receive benefits calculated on only the last 15 years of income.

Which option are high-income workers likely to choose? Low-income workers? Why?

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