Which offer should you take if current rates are 14 which, Financial Management

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Which offer should you take if current rates are 14 which

Your Aunt Matilda Mae makes you the following offer: $15,000 upon undergraduate graduation in one year or $18,000 upon MBA graduation in 3 years. Which offer should you take if current rates are 14%? Which offer should you take if current rates are 5%?

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