Social Security is a sizable program that impacts many families in the United States. Which of the following statements is not correct regarding Social security?
a. Social Security was never intended to provide a substantial wage replacement ratio for most Americans.
b. Social Security skews benefits towards lower wage earners and away from higher wage earners.
c. Social Security provides 90% or more of the income for more than 20% of retired married couples.
d. All of the above statements are true