1. Where and how would you borrow money for a car or home mortgage? For "walking around" money?
2. Where and how would a farmer borrow to finance a new crop? Buy more land? Buy machinery?
3. Where and how would a Large Company borrow to finance inventory? To build a new factory? To buy another company.
4. Where and how would a city borrow to build a new baseball stadium? New schools? Replace a sewer system?
5. Where an how would the Federal Government borrow to finance the Federal Debt of over $19 trillion?