1. When home care benefits are included in a long-term care insurance policy
home care benefits are usually subject to a requirement that the insured was previously confined in a skilled nursing facility.
home care benefits are provided only if the insured has been hospitalized.
coverage applies only to home care workers certified by Medicare.
none of the above
2. Which of the following is true with respect to Medicare Prescription Drug Coverage?
It may be offered as part of a Medicare Advantage Plan or through a stand-alone Prescription Drug Plan
The coverage may contain a "donut hole", or layer in which the individual is responsible for 100% of his or her drug costs.
Plans vary in their premiums, deductibles and copayments, and formularies.
All of the above.