1. When considering an HMO or PPO you should ask about:
a) any out of network benefits
b) the hospitalization rate or patients
c) the average age of the doctors
d) the average hospitalization bill
2. A preferred provider organization (PPO):
a) enables participants to pay lower premiums than HMOs
b) uses a primary care physician
c) enables particpants to pay lower fees for health care services than HMOs