When calculating the rate of return how do you calculate, Financial Management

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When calculating the rate of return how do you calculate

When calculating the rate of return, how do you calculate the current value and Initial cost? For instance, in my case, number of shares are 100 , the excise price e is $100 and stock price is $102 , call option premium is $2.62. I calculate the net loss which is -62, but I don't know how to calculate the rate of return.(Rate of return=(current value-initial cost)/in.cost)But what is the initial cost? and current value?

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