Jane Skinner has just graduated from college and would like to purchase her first car. She is unfamiliar with the purchasing process but thinks that she could probably afford to pay about $350 per month on a loan or lease. She has about $3,000 in her savings account to use as a possible down payment. If you were asked to guide her through this buying experience, what types of advice would you give her as far as researching the car, buying new or used, negotiating the price, and financing the loan?