1. What type of activities can discourage the multiplier?
2. what about the people that just used it to pay off credit cards or pay late bills, it would have a much smaller impact. The problem that I see is that a government that is already working in the negative is only putting themselves more in the negative to slightly increase the economy, somebody has to pay the piper sooner or later, and the compounding interest matched with the value of the dollar decreasing ever more as we get further in debt, it looks like my kids will end up with the brunt of the irresponsibility of my parents on their shoulders. I am using this figuratively of course. On top of that I am noticing more and more of my generation moving back in with their parents and staying later than my parents generation. Is this my perception or is the weight of the failing economy really becoming too much?