Law Question.
Here is the Scenario. A Divorced person filed a Bankruptcy year prior to his ex-wife filing her chapter as she shared the home and was under the title as well. The Bank failed to foreclose as there was a federal moratorium and a short sale in the works.
Under the Bankruptcy Laws...what protection would an individual have as the bank was still reporting and "open & delinquent" account on this persons credit bureau despite being notified of the filing & discharge to which no objection was made.
Does this same individual have any recourse?