Question: It took a while before former President Obama was able to kickstart this act that had been created and diligently worked on before his election. At the time, people were adamantly against the idea of the Individual Mandate. After all, a majority of Americans receive 4health insurance through their employer or Medicare/Medicaid. For a majority of people this act did not benefit them, and those who did not have insurance were faced with spending money, whether on insurance or paying a fine for not having insurance. Need Assignment Help?