Consider the following income statement for WatchoverU Savings Inc. (in millions): Assets Liabilities Floating-rate mortgages (currently 11% annually) $ 51 NOW accounts (currently 7% annually) $ 71 30-year fixed-rate loans (currently 8% annually) 51 Time deposits (currently 7% annually) 21 Equity 10 Total $ 102 $ 102 a. What is WatchoverU’s expected net interest income at year-end? (Do not round intermediate calculations. Enter your answer in millions rounded to 2 decimal places. (e.g., 32.16)) Net interest income $ million b. What will be the net interest income at year-end if interest rates rise by 1 percent? (Do not round intermediate calculations. Enter your answer in millions rounded to 2 decimal places. (e.g., 32.16)) Net interest income.