Chase bank uses outside contractor to complete two process steps for home mortgage applications. The bank auditors have noticed that the timelines of the first step (application screening) is at 93.32 percent, and the timelines of the second step (property assessment) is at 97.72 percent. The third step (mortgage under-writing) is done in-house, and the timeliness of this step has been found to be at 99.38 percent. What is the timeliness of the entire home mortgage application process?