FVA Inc.’s net income for the most recent year was $16,985. The tax rate was 35 percent. The firm paid $3,986 in total interest expense and deducted $2,665 in depreciation expense. What was the cash coverage ratio for the year? (Do not round intermediate calculations and round your final answer to 2 decimal places. (e.g., 32.16).) Firm A and Firm B have debt / total asset ratios of 37 percent and 27 percent and return on total assets of 7 percent and 10 percent, respectively. What is the return on equity for Firm A and Firm B? (Do not round intermediate calculations. Enter your answers as a percent rounded to 2 decimal places (e.g., 32.16).)